Ohio High-Risk Insurance Pool Starts Set to Accept Applications August 1 with coverage starting September 1, 2010.

Good news for those individuals who have not been able to obtain an Ohio individual health insurance plan because of pre-existing conditions. You no longer have to be without coverage. There is now a high-risk pool, officially known as the Pre-existing Condition Insurance Plan (PCIP). The plan was authorized through the Patient and Protection Affordable Care Act (PPACA), signed into law in March, 2010.

Pre-existing Condition Insurance Plan (PCIP)
To be eligible, individuals must

1) have a qualified pre-existing medical condition,
2) must have been without insurance coverage for six months or longer,
3) and must have two recent denials of coverage from traditional insurance carriers.

Ohio has chosen to administer its own high-risk pool through Medical Mutual and the Ohio Department of Insurance. Applications will be accepted beginning August 1, 2010, with coverage effective September 1, 2010. There will be a limited number of policies available, perhaps as few as 2,000 to start but the number may be expanded as time goes on.

Documentation from a health professional can also be used. .

Non-smoking rates will be between $188 and $545 per month, depending on age and benefits provided. There will be no waiting period for coverage for the pre-existing conditions. The plan will cover a range of benefits, including primary and specialty care, hospitalization, and prescription drugs.

Purchase of these policies is voluntary and individuals will be able to cancel the policies once enrolled.

This insurance is for individuals with major pre-existing conditions ONLY. Even if you do not currently have insurance, you may be eligible for an Ohio individual health insurance plan through one of the major Ohio carriers, like Anthem Blue Cross, Humana, Aetna, United Healthcare, or even Medical Mutual at a much lower rate than the pool plan. Approximately 92% of people who are currently uninsured could be insured by a traditional plan.

Make sure you visit our website http://www.MyHealthQuoter to get a free quote and see what options may be available to you.

We offer PCIP consulting services for a one-time fee of $249.

This service includes; individualized tele-consulting, a copy of our WhitePaper - A Guide to Obtaining Coverage in the Ohio High Risk Pool, plan benefit summary and pricing, application processing to obtain 2 carrier denials for coverage plus application processing for the High Risk Pool.

Space in the pool is VERY limited and we hope to help as many clients as possible but unfortunately, we will be unable to assist everyone. Please contact us today to reserve your spot and start the process.

To learn more visit our blog,
http://www.ohioindividualhealthinsurance.net/?p=375

or our quoting website;
http://www.myhealthquoter.com/

or contact me toll-free at
(866) 577-3620

Matthew Byrne
Health Insurance Advisor
MyHealthQuoter.com
555 Metro Place N, Suite 150
Dublin, OH 43017